As we roll into 2015, I wanted to take a minute to recap 2014 in Colorado. The hail season in Colorado for 2014 was a wild ride, to say the least. Typically, in the Denver Metro area we expect to see possibly a handful of storms that produce damaging hail in populated areas, with several others falling in rural or sparsely populated areas. 2014 had other ideas to keep insurance companies, contractors, public adjusters and […]

There is one question I get asked more than any other about our services and the field of Public Insurance Adjusting. When I present our services to a potential new client, or during a conversation with a new acquaintance when the “what do you do?” conversation is initiated, there is ALWAYS the following comment and statement. That is awesome, why have I never heard of that before? Which is commonly followed up by “man I […]

Most all Association Managers have experienced an insurance claim filed by their clients. No doubt in many cases this translated to additional responsibilities to these managers in an attempt to settle these claims on behalf of their clients. Which I presume resulted in varying degrees of success and stress in the process. There are several reasons why an association manager is wise not to represent or attempt to adjust, settle or negotiate a client’s insurance […]

In today’s claims adjusting environment it is not uncommon for an insurance adjuster to request, and often times demand, that an insured obtain multiple estimates from contractors for their required restoration. While many of you may be saying, “makes sense to me”, I’m going to shine some light on how this practice translates in most situations to the underpaying of claims. The practice of utilizing bids from contractors to underpay claims is actually quite effective, and majorly […]

Early in 2014, Impact Claim Services was asked to contribute to Common Interest Magazine, a Publication by Community Association Institute, which is widely regarded as the foremost leading trade association in the Association Management Industry. We were asked to share some insight in the field of Public Insurance Adjusting and its impact in the Association Management Industry. Though the article was published in March 2013, it still provides valuable information to Association Management Professionals and […]

The Colorado Legislature is currently considering Senate Bill 12-038, a bill advertised as a consumer protection initiative against unscrupulous roofing contractors in Colorado. Sounds good right? Here is the problem, the bill was written by the insurance industry’s lobby! This cleverly worded bill gives incredible power to an insurance adjuster, and empowers him/her with ability to control the scope of work, and manipulate the loss evaluation process. Derek O’Driscoll, a Colorado Public Adjuster and President […]