Today’s blog post is about what the Impact Claim Services team has deemed “The Rule of 99”. After years of experience in handling Insurance claims, this is our interpretation of what the insurance industries business model has become in regards to the handling and paying claims. Many years ago when you filed an insurance claim a trained adjuster from your insurance company came out, inspected the damaged, acknowledged the damage and said, “Mr. and Mrs. […]

The Colorado Legislature is currently considering Senate Bill 12-038, a bill advertised as a consumer protection initiative against unscrupulous roofing contractors in Colorado. Sounds good right? Here is the problem, the bill was written by the insurance industry’s lobby! This cleverly worded bill gives incredible power to an insurance adjuster, and empowers him/her with ability to control the scope of work, and manipulate the loss evaluation process. Derek O’Driscoll, a Colorado Licensed Public Adjuster and […]

The Colorado Legislature is currently considering Senate Bill 12-038, a bill advertised as a consumer protection initiative against unscrupulous roofing contractors in Colorado. Sounds good right? Here is the problem, the bill was written by the insurance industry’s lobby! This cleverly worded bill gives incredible power to an insurance adjuster, and empowers him/her with ability to control the scope of work, and manipulate the loss evaluation process. Derek O’Driscoll, a Colorado Public Adjuster and President […]