September is National Preparedness Month. As Public Insurance Adjusters we see many peoples lives affected by a variety of disasters from Wildfire, Flood, Hurricanes, Tornados and Earthquakes. We strongly everyone to take the time to develop a plan for how you and your family will react in the event of such as disaster, whether you are in a high risk area or not. You never know when a disaster can strike, take the time to prepare […]

Following the 6.2 magnitude earthquake in Italy this week, questions are being raised regarding the structural integrity and building practices too many of the structures in the affected areas. While the affected area is historical in nature, and certainly would have contributed to extent of the damages and susceptibility to damage of the regions properties; questions are being raised as to the regions construction practices. In a USA Today article released this week, questions are […]

In a previous blog post, we shared the 60 Minutes documentary “The Storm After the Storm”, an expose’ on the egregious claims conduct of flood insurance companies in the wake Superstorm Sandy; specifically, their alleged widespread and systematic alteration of engineer’s reports by which they used to deny valid flood claims. According to the New York Times article this morning, the engineering firm at the center of this documentary GEB Hi-Rise Engineering, of Uniondale, N.Y., and Matthew Pappalardo, a […]

In a post by the Property Insurance Coverage Law Blog in May of 2015, Merlin Law Group Attorney Robert Trauttman, Esq. discusses one of the benefits of having a Public Insurance Adjuster representing policyholders at the outset of their claims. The video addresses the benefits of having a Public Adjuster at the beginning of your claim to assist in guiding the Insurer to set proper reserves. We wanted to share a link to the video, […]

When policyholders encounter a property claim denial, or claim determination that they feel to be inconsistent with their expectations of coverage, they generally believe their only option is to turn to an attorney to resolve the issues. In my experience, this is generally a result of policyholder’s lack of awareness of the existence of Licensed Public Insurance Adjusters, and the role they serve in the claims process. I commonly am asked whether a policyholder should […]

Association management professionals are frequently called upon by their clients to assist in a variety of different projects and matters. These matters range from basic maintenance too complicated construction projects. While it has always been our Firms warning and positions that Association Managers should not expose themselves to the liability that comes with adjusting insurance claims on behalf of their clients, see our blog post, “Why an Association Manager Should Never Adjust a Client’s Insurance […]