September is National Preparedness Month. As Public Insurance Adjusters we see many peoples lives affected by a variety of disasters from Wildfire, Flood, Hurricanes, Tornados and Earthquakes. We strongly everyone to take the time to develop a plan for how you and your family will react in the event of such as disaster, whether you are in a high risk area or not. You never know when a disaster can strike, take the time to prepare […]

Following the 6.2 magnitude earthquake in Italy this week, questions are being raised regarding the structural integrity and building practices too many of the structures in the affected areas. While the affected area is historical in nature, and certainly would have contributed to extent of the damages and susceptibility to damage of the regions properties; questions are being raised as to the regions construction practices. In a USA Today article released this week, questions are […]

Association management professionals are frequently called upon by their clients to assist in a variety of different projects and matters. These matters range from basic maintenance too complicated construction projects. While it has always been our Firms warning and positions that Association Managers should not expose themselves to the liability that comes with adjusting insurance claims on behalf of their clients, see our blog post, “Why an Association Manager Should Never Adjust a Client’s Insurance […]

In today’s property insurance claims environment, there are numerous hurdles a claimant must overcome in order to recover the fair amounts owed to them under their policy after a loss occurs. In our opinion, none more troublesome than the outcome oriented and biased experts frequently utilized by insurance companies. This claim investigation tactic is widely deployed by insurance carriers, whom utilize 3rd party consultants and experts, most commonly in the form of “forensic engineering firms”, […]

As I have adjusted property insurance claims over time, there is a list of statements, assertions and positions, that I repeatedly hear and see from insurance companies, their consultants and experts; that leave me flabbergasted every time I encounter them. It seems no matter how many times insurance companies and their consultants have made these statements, or taken these positions against clients of this firm, and ultimately been proven to be completely afield from reality; […]

Most all Association Managers have experienced an insurance claim filed by their clients. No doubt in many cases this translated to additional responsibilities to these managers in an attempt to settle these claims on behalf of their clients. Which I presume resulted in varying degrees of success and stress in the process. There are several reasons why an association manager is wise not to represent or attempt to adjust, settle or negotiate a client’s insurance […]